PPF Calculator Online – Calculate PPF Interest & Maturity | WebTorq
Estimate interest earned and future maturity values of your Public Provident Fund (PPF) deposits client-side. Plan contribution timings and view annual year-by-year amortization schedules.
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How to use PPF Calculator
- 1
Input your regular contribution amount and select the frequency (monthly/yearly).
- 2
Choose the investment duration (15 to 50 years).
- 3
Optionally enter your current/existing PPF balance or customize the projection rate.
- 4
Review the maturity projections, milestones, and year-by-year ledger schedules.
Capabilities
- Calculates monthly interest based on the 5th of the month timing rule
- Compounds interest annually at the end of each financial year (March 31st)
- Tracks milestones and wealth multipliers based on principal vs returns
- Supports custom interest rates for forward-looking projections
This tool operates in a sandbox directly inside your web browser. All parsing, processing, and downloads are rendered locally. Your file size, metadata, and contents never cross the network. It works completely offline.
Frequently Asked Questions
What is the maximum annual deposit allowed in a PPF account?
The maximum statutory limit for deposits in a PPF account is ₹1.5 Lakh per financial year. Deposits exceeding this limit do not earn interest.
How is PPF interest calculated?
Interest is calculated monthly on the lowest balance between the 5th and the end of the month, but it is credited to the account once a year on March 31st.