SWP Calculator – Systematic Withdrawal Plan Projections
Calculate remaining balance, growth earned, and corpus depletion longevity of your Systematic Withdrawal Plan (SWP) online client-side.
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How to use SWP Calculator
- 1
Enter your initial investment, expected return rate, and duration.
- 2
Input your desired monthly withdrawal amount and optional annual step-up rate.
- 3
Analyze the yearly and monthly cash flow breakdowns, longevity alerts, and growth charts.
Capabilities
- Simulates SWP cash flows month-by-month
- Calculates portfolio depletion year and month precisely
- Supports annual withdrawal inflation step-ups
- Interactive SVG cash flow line charts
This tool operates in a sandbox directly inside your web browser. All parsing, processing, and downloads are rendered locally. Your file size, metadata, and contents never cross the network. It works completely offline.
Frequently Asked Questions
What is an SWP?
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount regularly from your mutual fund investments, providing regular cash flows while leaving the remaining balance to compound.
Does the calculator support step-up withdrawals?
Yes. You can specify a percentage by which your monthly withdrawal will automatically increase each year to align with inflation.